Manee Aran Financial Programs

Programs & Solutions

Three Programs, Each
Built Around a Real Need

Manee Aran focuses on three areas of personal finance that matter most to adults navigating mid-life and beyond in Thailand.

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How We Work

Our Educational Approach

Assess

Understand where participants are starting from, what they know, and what they need.

Explain

Deliver relevant, jargon-free content at a pace suited to the group.

Discuss

Open space for questions, scenarios, and individual situations within the group.

Consolidate

Written summaries and reference guides to take home and return to later.

Program One

Credit Score Understanding

A brief but substantive program covering how credit scoring works in Thailand's National Credit Bureau system. Participants leave with a clear, practical understanding of what shapes their score and how to work with it sensibly.

  • How the Thai National Credit Bureau calculates scores and what data it uses
  • What a good score enables and what a lower score limits
  • Practical habits that support credit health over time
  • How to read and request your own credit report

Program Steps

1

Introduction to the Thai credit system and how it differs from global models

2

Understanding your personal score: what raises and lowers it

3

Group exercises using real-scenario examples; Q&A and personal guidance

฿3,100

1 half-day session · Materials included

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Credit Score program
Provident Fund program
Program Two

Provident Fund Optimization

For employed adults who want to understand and make the most of their provident fund — covering how it works, what choices you have within it, and how to plan thoughtfully for withdrawal when the time comes.

  • How Thai provident funds are structured and regulated
  • Choosing contribution levels that suit your household situation
  • Understanding the investment options within your fund
  • Withdrawal planning and the tax considerations involved

Program Steps

1

Session 1: Provident fund structure, rules, and employer obligations

2

Session 2: Investment choices, contribution strategies, and projections

3

Session 3: Withdrawal planning, tax implications, and Q&A

฿7,500

3 evening sessions · Materials included

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Program Three

Couples Financial Alignment

Designed for partners who want to bring their financial lives into closer alignment. Through facilitated sessions, couples explore shared goals, budgeting approaches, and how to talk about money with care and clarity.

  • Joint budgeting frameworks suited to shared households
  • Balancing shared goals alongside individual financial needs
  • Communication techniques for productive money conversations
  • Facilitated partner sessions with guidance from our educator

Program Steps

1

Session 1: Understanding each partner's financial background and habits

2

Sessions 2–3: Budgeting frameworks, shared goal-setting, and practical tools

3

Sessions 4–5: Facilitated partner discussions and consolidation planning

฿13,800

5 sessions over 3 weeks · Both partners included

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Couples Financial Alignment

Choose Your Program

Program Comparison

Use this overview to decide which program fits your situation best. Contact us if you're unsure — we're happy to guide you.

Feature Credit Score Provident Fund Couples
Price฿3,100฿7,500฿13,800
Duration1 half-day3 evenings5 sessions / 3 wks
Best forCredit awarenessEmployed adultsCouples / Partners
Materials included
Facilitated discussion
Partner sessions
Thai provident fund content

Credit Score

Best for: anyone wanting to understand their credit position and make more confident financial decisions

Provident Fund

Best for: employed adults in Thailand who want to make the most of their workplace fund

Couples

Best for: partners ready to align their financial approach, share goals, and talk about money openly

Our Standards

Shared Across All Programs

Full Confidentiality

What participants share stays in the room. All data is handled under Thailand PDPA.

Qualified Educators

Every program is led by an educator with verified professional credentials.

Zero Product Sales

We never recommend, promote, or sell financial products within sessions.

Current Content

All programs are reviewed regularly to reflect current Thai financial rules and practices.

Not Sure Which Program Is Right for You?

We're glad to talk it through. Reach out and we'll help you decide based on your situation and what you're hoping to understand better.

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